James asks…When dealing with auto accident claims when you are not at fault, how do you know if the settlement is fair?I was in a car accident in October. A lady was arguing with her son and rear ended me at 40 mph. I sustained neck, back, and shoulder injuries. I still have pain in my shoulder that the dr. feels will most likely never be corrected. The insurance co I am dealing with says I deserve no compensation for pain and suffering and their offer is not even enough to cover what it
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