Paul asks…I had a fire on my apartment balcony and I have insurance. How much at fault can be charged against me?I checked my insurance and I have $20K Personal Property and $100,000 Personal Liability Coverage... which I think this equates to property damage.
The fire was started by putting something on the balcony that got burnt in the microwave. it was watered before putting out and I check on it to make sure it was okay but obviously not! It smoldered from 10pm at night to 5am when it
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